Looking for a bank or credit help?

 Are you looking for a card that helps you saves you money and tells you how much you spend on things? Check out chime. 

Chime has so many different offers to help you save money and make money with no issues. It also allows you to get paid early up to 2 days early and can allow you to get so much of your check before it drops and you can pay it back when you get paid. 

 You can load it at just about any store. There is even an option for credit rebuild to help you with your credit. Chime has so many things that it can do which is nice. There are no over drafts fees up to $200. You can rebuild your credit and there are no monthly fees. You can reload the card at Walgreens, CVS, 7 eleven and other places. 

Most atms are fee free. There is also a 1.50%ayp which allows you to save money also you can round up and the cents can go into your saving account which is a nice feature. 

Join chime today -Get a free $100 when you add $200 to your account. Trust me it works.

 The have a referral system if you get anyone to sign up and deposit $200 in their account you both will get a $100.

NFT selling

 NFT selling sounds so amazing until you find out you have to pay a fee to sell. There is nothing free about it even though it's your own content that you created. They want to charge you an arm and a leg to sell on their site or to even post it and it is high and expensive it can be between $50- $300 to post one image. Also you have to use coin base and the wallet to get paid or to even pay for the fees. You have to attach it to your bank account just so you can get the money to transfer it over and pay for it.

 Which in a way the people who created this are getting a whole lot of money and basically getting rich off this idea. 

I mean some people say you can make a good amount but when you have fees like 126.00 or whatever and only can sell it for 6.32 or an higher amount which but then the fees will be higher but some how I managed to get to post mine for free and they are gonna only take a fee when they sale.

Personally I was trying to sell my creations until I seen that and I turned against it. Why do I have to spend money especially that amount of money trying to make money to support myself and my family especially with gas being as high as it is and jobs saying they are hiring but not hiring on top of things food being recalled, shelves are empty, baby formula is really scarce and there isn't enough.  

I decided to not sell my content and products as an NFT and decided to basically try to just sell them as digital goods or not at all.

But I can tell you one thing Coin base, Coin base wallet, and Open sea are so secure that you cannot long in without accepting it on your phone meaning no one can hack in to it and steal your money or anything which is good and a reason I was using it. I was thinking that it would be quick and easy to start making money on it since everyone is using it but it turned out I cannot even afford the fee for it. I thought it would bring in extra income that would help me support my family but I'm not even sure if it will.

Honestly seems like and sounds like a scam.

https://opensea.io/Lovely124

Student loan debt

They are talking about canceling student loan debt from $10,000 to $20,000 and I feel that would be a great thing. I say this because not only do I owe $35,000+ dollars but with a family and trying to live and trying to find a stable job or some kind of better income and wanting to continue my dreams and get my degree eventually it's hard.

I couldn't even get my transcript from one university due to I owe them $3,750 for classes I told them to drop me from but they refused to they ended up sending that bill to a collection agency because they sent my Financial aid back to the government. The collection agency in which I paid a little on when I could pay it sent the collection bill back to the school due to I didn't answer their calls and I even told them my situation on why I couldn't pay it. I then ended up switch schools without my transcripts and I still don't have them and probably never will. It would be nice to have it though. 

 Life is hard living with minimum wage and not getting paid due to commission based jobs and struggling to survive it's hard. It is hard as an affiliate marketer.

 I know others owe it also and cannot pay it off due to living day to day and getting pay check to paycheck. In my opinion just like elementary, middle and high school, higher education should be free. 

I don't think it's right making people pay for higher education. They say you can pay it off within 6 months after finishing but most people cannot land a job in the career path that they went to college for. 

Some people are paying the bare minimum and some people cannot afford to even pay the other bills and make sure the house is taken care of and it sucks. 

If you cannot pay for it. It will go to an collections even though they say it won't. It will and then it will drop and lower your credit score. 

College is a good thing and all but sometimes people who work so hard for their degree doesn't go into the job career they studied for. They have to work some kind of low minimum wage job and that's not right.

 They basically paid and are paying all that money for college and not even using their degree but trying to make it. I hope they make it and get everything that they were after. 

Life is not fair, people aren't fair. This debt that people get into trying to get a better life is definitely not fair so let's end and cancel student debt.

Trying to make a living

Blogging makes you nothing. It does not matter how many times people say blogs can make you money they cannot.

 If you have certain content on your blogs you cannot get adsense and there for you will be just like me affiliate marketing trying to make it and affiliate marketing does not make you money either. 

You will get commission percentage on what a person buys if they even bother buying which most time they do not. I have ran blogs from 2016 to now trying to get adsense or even trying to make a living but now it's impossible.

 When trying to get people to the blogs it's hard you have to use tags, labels, keywords and use catchy photos and titles not counting the SEO to get the viewers attention to try and make them click it. 

You have to be interesting with the topic and you will have to share and promote it on your own. It is not gonna be easy.

I am giving up working with many affiliate companies because they don't make anything for me really and I get tired of using them. I have been trying since I started blogging and it's just a headache now. 

I did all this trying to get a stable income for my family since I am a SAHM with kids who have autism. 

I also suffer from PCOS, severe anxiety and writing has always been something I wanted to do besides take photos of nature photography.

 I have put in for multiple jobs after jobs and it's like no one is calling nor wanting to hire. 

I make vinyl cut outs that can go basically anywhere and no one wants them. I have them listed on my own site and I share it out. 

I also have a ko-fi for this blog and a Tumblr that allows people to tip me.

I have a gaming YouTube and twitch. The twitch is affiliate but due to no views I quit streaming and I can't get the YouTube to partner due to needing 1000 subscribers and 4000 watch hours. 

My YouTube is here 

My Kofi

My Tumblr 

Twitch- name changing soon 

Store - more coming soon  

My cashapp 

My gaming PC reviews and more  

Adult novelty blog - I make 5% of purchase bought if use code 215U to get 15% off.

Amazon affiliate link- use this link to buy I get 5% or so of each sale.

What is Gaslighting?

 A person that does so much for you and then changes up and stops doing the things they were doing including calling and messaging are gaslighting. They lie about everything and never can keep a straight answer. You can tell the changes in their ways by how they do you.

 Never answering your calls or messages until hours and or days later no matter how many times they say they love you and care and want to be with you. They don't really want to be with you. They only want what they can get from you and once you stop giving it to them, then you can see how they changed. 

They don't care about you nor your health. They want what they want. You cannot change that. They will use you, talk sweet to you butter you up and then dip on you right when the going gets good. Don't think there is something wrong with you because there is not. It is the other person. They will make it seem like you are the cause for everything and then make up excuses and lies when they get caught and or doing something they do not like. They will manipulate you and have you questioning everything including yourself. They will make you feel like a puppet and everything they do will manipulate you into doing what they want.

The best thing to do when you feel like they are lying and making excuses is pack your bags and leave and never look back because if they can do this then they don't deserve you and surely do not care for you. I know it will hurt you in the process but it has to be done and trust me there are multiple people out here looking for love and are not trying to hurt you like they are. 

These kinds of people who ignore you will try their damnest to break you down so that way they can get you do do the things that they want you to. Do not fall for this you are to powerful for this and trust me while they are trying to break you down someone out here is ready to build you up. 

Do not fall for their lies and assumptions and accusing and bullshit because bullshit is all it is and will ever be. Toxic relationships will hurt you, regular relationships will build you. 

Am I Garbage ?

 I got called garbage again for not catering to his lies. I got called garbage for the 3rd time because he could not handle me for me. The joking me. I got called garbage and told I have a shit life because he said I don't do anything but break people in which it's not true.

 I have kids to take care of while he's all the way on the Pacific coast playing games all day and coming up with excuses and lies.

 Lies and excuses of why he can't do anything. Why he can't call, video chat and or send photos like he says he has social anxiety but can talk to his friends but when I decide to disappear its like he gets mad. 

I decided it was not worth it anymore and ended everything. He has done this for the past two years and it's becoming worst and worst. It got to the point I could not be myself without having to worry if he's gonna be mad. 

He was really manipulative and basically tried to hurt me daily. He never really showed me any attention but always gave it to others.

It was like I had to force everything. It was like he wanted to try to control what I did and do and I just would not let him. Every time he left I start questioning myself and trying to figure out the cause of it all but then a few days I would become happy but then it hits me because I cared so much it would kind of hurt but then after a few weeks to a month I would be okay and it's like he knows it because he would always come back and try to and it happens all over again except this time.

What is this mystery illness

 I caught the thing that should not be named. I went to the hospital for an infection that was not getting well and I was told I did not have anymore but it appeared I did. I started feeling bad a day or two after I went and then I went to a gathering. 

A few days later my throat started to feel funny. It was not an achy thing but a drain to the point it was hard to talk. A few more days later it got to the point I could not talk and I had this cough that would not go away. I coughed and coughed. I was running a fever, got the chills, chest was hurting from the all the coughing. I coughed up so much phlegm that I could not sleep comfortably. No matter how I turned I could not sleep. I had to take sleep aids that my body fought off and finally got sleep 12 hours later.

 I took what I had cold medications to help it and it did until I ran out. I had to scrape up a few dollars to go to dollar tree and get the Advil for cold and flu which was a sample pack and worked good. I also got the cold and flu for night and day and it worked great. I slept great until the last one now I am taking Thera flu and I don't like it but it kind of helps. 

I woke up this morning to my ear hurting and feels like it is closing off. It normally happens when I am sick but I used ear drops to help it but it made it worst and things are muffled.  I also use vapor rub at night and when I need it. It helps with the pain and opens up my passages enough to help me breathe. I have yet to loose my taste and smell this time so hopefully I get better soon. 

I went to the hospital and I have an ear infection which was given oral antibiotics for. I told them it was hard to hear out of it but now it is popping and sounds like bubbles in it again so hopefully that clears up.

The COVID tests are negative but we are all stick sick. After 2-3 weeks I stopped coughing up phlegm. I did how ever had to go to the hospital for an ear infection and they gave me antibiotics but that did help with me coughing and I am starting to feel better but this ear ache is still here.