No Affordable housing crisis in the USA

 There is no longer such a thing as affordable housing for low income families. 

A lot of families are looking for a place to call home because either their leases are running out, they are getting evicted because their landlord wants to remodel and up the prices or just like us because our landlord decided he wants to sell the home and get his money back because he bought a group of trailers and our home thinking it is going to give him the income he needs but yet it just put him in the hole, no fault of his own really because the original owner did not tell him everything he needed to know nor did he mention about the damages and repairs each place is needing and now he just wanted to sell it and now it is the situation we are in. 

Everyone is ending up in the same boat. A lot of places require background checks, credit checks, 3x the income and it is like how can people with no credit history even get a home?

 Houses are no longer $400-$900 dollars, it is now $1000-$3000 dollars depending where you are and some places don't even have minimum wage to pay the employees. Everyone only sees what they can get, they do not care about the people they only want the $ even if that means tearing a family apart, making life even harder than it is trying to be stable, and find a home that they can afford all while juggling kids, life and work. 

Not to mention there are a lot of scams going around claiming they own the house or a house and try to rent it to you and take your money and then leaving you in a bind because they don't own the house and they just made money off of you and now you are stuck without you're hard earned cash to use for another place.

This is 2023, we are still giving money to other countries instead of helping our own. They complained about people being homeless and destroying their tents but what do they think is going to happen now there is nothing affordable?

When people ask for help, they get looked over and talked about. A lot of people calling others a scam for trying to raise money to help them get a home or what they need and then people question "If we help you, how are the bills going to get paid or continued to be paid?" People are working but sometimes their income is just not enough to just up and allow them to move. 

We have bills we still have to pay and jobs we still have to work to make money for the family so there's not a lot of extra money left over and sometimes down payments can range up to $1000-$3000 on top of first month and last month rent due at the same time of trying to move in and that is if the credit is good. Sometimes if the credit isn't good they will raise the price and it turns into even worse. 

My Gofundme link here

Student loan debt

They are talking about canceling student loan debt from $10,000 to $20,000 and I feel that would be a great thing. I say this because not only do I owe $35,000+ dollars but with a family and trying to live and trying to find a stable job or some kind of better income and wanting to continue my dreams and get my degree eventually it's hard.

I couldn't even get my transcript from one university due to I owe them $3,750 for classes I told them to drop me from but they refused to they ended up sending that bill to a collection agency because they sent my Financial aid back to the government. The collection agency in which I paid a little on when I could pay it sent the collection bill back to the school due to I didn't answer their calls and I even told them my situation on why I couldn't pay it. I then ended up switch schools without my transcripts and I still don't have them and probably never will. It would be nice to have it though. 

 Life is hard living with minimum wage and not getting paid due to commission based jobs and struggling to survive it's hard. It is hard as an affiliate marketer.

 I know others owe it also and cannot pay it off due to living day to day and getting pay check to paycheck. In my opinion just like elementary, middle and high school, higher education should be free. 

I don't think it's right making people pay for higher education. They say you can pay it off within 6 months after finishing but most people cannot land a job in the career path that they went to college for. 

Some people are paying the bare minimum and some people cannot afford to even pay the other bills and make sure the house is taken care of and it sucks. 

If you cannot pay for it. It will go to an collections even though they say it won't. It will and then it will drop and lower your credit score. 

College is a good thing and all but sometimes people who work so hard for their degree doesn't go into the job career they studied for. They have to work some kind of low minimum wage job and that's not right.

 They basically paid and are paying all that money for college and not even using their degree but trying to make it. I hope they make it and get everything that they were after. 

Life is not fair, people aren't fair. This debt that people get into trying to get a better life is definitely not fair so let's end and cancel student debt.