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Showing posts with label credit checks. Show all posts
Showing posts with label credit checks. Show all posts

Thursday, November 2, 2023

No Affordable housing crisis in the USA

 There is no longer such a thing as affordable housing for low income families. 

A lot of families are looking for a place to call home because either their leases are running out, they are getting evicted because their landlord wants to remodel and up the prices or just like us because our landlord decided he wants to sell the home and get his money back because he bought a group of trailers and our home thinking it is going to give him the income he needs but yet it just put him in the hole, no fault of his own really because the original owner did not tell him everything he needed to know nor did he mention about the damages and repairs each place is needing and now he just wanted to sell it and now it is the situation we are in. 

Everyone is ending up in the same boat. A lot of places require background checks, credit checks, 3x the income and it is like how can people with no credit history even get a home?

 Houses are no longer $400-$900 dollars, it is now $1000-$3000 dollars depending where you are and some places don't even have minimum wage to pay the employees. Everyone only sees what they can get, they do not care about the people they only want the $ even if that means tearing a family apart, making life even harder than it is trying to be stable, and find a home that they can afford all while juggling kids, life and work. 

Not to mention there are a lot of scams going around claiming they own the house or a house and try to rent it to you and take your money and then leaving you in a bind because they don't own the house and they just made money off of you and now you are stuck without you're hard earned cash to use for another place.

This is 2023, we are still giving money to other countries instead of helping our own. They complained about people being homeless and destroying their tents but what do they think is going to happen now there is nothing affordable?

When people ask for help, they get looked over and talked about. A lot of people calling others a scam for trying to raise money to help them get a home or what they need and then people question "If we help you, how are the bills going to get paid or continued to be paid?" People are working but sometimes their income is just not enough to just up and allow them to move. 

We have bills we still have to pay and jobs we still have to work to make money for the family so there's not a lot of extra money left over and sometimes down payments can range up to $1000-$3000 on top of first month and last month rent due at the same time of trying to move in and that is if the credit is good. Sometimes if the credit isn't good they will raise the price and it turns into even worse. 

My Gofundme link here

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