Lovely Writes

 Let me just say, I was hesitant about this. I was not so sure about this because I heard rumors and truthfully they were all wrong. Chime and Current is a great way to help boost your credit without having to get a credit card.  Yes, they both report to your credit and each time you use it, it will end up boosting your credit so many points.  Unlike credit cards, you are using your own hard working money that you do not have to pay back nor have a monthly fee or charge on. It just brings you interest to your credit score making it rise. In Chime, the credit builder is attached to the account you just go in and request a credit building card and you one. Each time you move money to it, it allows you to spend it and it will help boost your credit no matter what purchase it is.  With current, you have to put  $100 first and then you can go in with micro transactions but in the long run this will also help you with building it also. These both go great hand in hand...

  Banks, banks a good because they are in person and you can go there if you have any problems but the problem with an actual bank is that they make you sign all kinds of paperwork stating that there is no this or that or overdraft fees because you sign the overdraft protection but yet, when you get paid and try to move money to a banking platform but accidentally hitting the wrong amount button and then you find out that the overdraft protection is on and now your in trouble because you thought the overdraft protection is on but it is not and then they add the bank privilege on top of it and now you owe even more than you expected mind you the overdraft fee is $32+ dollars but you signed a paper and the paper does not matter so now you are $32 in the hole because you were trying to keep the account active by sending money to it.   This happened to me and it was not suppose to. I hopped in an chat on the bank asking what is this and why is it like this and they told me I'm opt...